Introduction
Choosing the best 1099 & W-2 filing software can directly affect how quickly you file, how accurately you validate tax data, and how confidently you manage year-end compliance.
For many businesses, filing information returns is no longer a simple paper-based task handled once a year. The IRS electronic filing threshold now applies when you file 10 or more information returns in aggregate, which makes reliable e-filing software more important for small businesses, accounting firms, payroll teams, finance departments, and SaaS companies that work with contractors, vendors, employees, or payees.
The strongest tools in this category help you manage 1099 forms, W-2 forms, corrections, recipient delivery, state reporting, TIN matching, bulk imports, multi-client filing, audit records, and deadline tracking. Some platforms also support ACA forms, 94x payroll tax forms, 1042-S, W-9 collection, and other information return workflows.
In this guide, you will find a practical comparison of the best 1099 & W-2 filing software for 2026. The list includes ReportMyUP, 1099Pro, Tax1099, TaxBandits, and eFileMyForms.
ReportMyUP is ranked first because it is a strong compliance platform for businesses that need to manage unclaimed property obligations alongside broader year-end reporting processes. However, it is important to understand that ReportMyUP is not a traditional 1099 and W-2 e-filing platform. If your only need is direct IRS and SSA information return filing, 1099Pro, Tax1099, TaxBandits, or eFileMyForms will be more direct fits.
Best 1099 & W-2 Filing Software: Quick Comparison
The best tax filing software depends on your filing volume, form types, state reporting requirements, recipient delivery needs, accounting workflow, and whether you are filing for one business or many clients.
Use the table below as a quick starting point before reviewing each platform in more detail.
| Software | Best For | Top Strength | Pricing Style |
| ReportMyUP | Unclaimed property compliance | Due diligence, NAUPA reports, and state reporting workflows | Annual subscription |
| 1099Pro | Enterprise 1099 and W-2 compliance | TIN matching, state reporting, print, mail, and eDelivery | Quote-based and service-based |
| Tax1099 | Businesses needing broad tax form coverage | 1099, W-2, 94x, 1042, 1095, integrations, and AI assistance | Per-form and plan-based |
| TaxBandits | Accounting firms and tax professionals | Client workflows, branded portal, 1099/W-2/ACA/94x filing | Transparent per-form pricing |
| eFileMyForms | Simple pay-per-form filing | No monthly fee, online filing, print/mail, and CPA-friendly setup | Tiered per-form pricing |
How to Choose the Best 1099 & W-2 Filing Software
Before comparing platforms, define what you actually need to file. A small business filing 15 contractor forms does not need the same system as a CPA firm filing thousands of forms across multiple clients.
Supported tax forms
Start with form coverage. At minimum, most businesses need support for 1099-NEC, 1099-MISC, and W-2 forms. Depending on your business, you may also need 1099-K, 1099-R, 1099-INT, 1099-DIV, 1098, W-2C, W-2G, ACA 1095-B/1095-C, 1042-S, or 94x payroll tax forms.
A broader platform can reduce the number of tools you need, but only if it supports the exact forms and correction workflows required by your filing process.
Federal, SSA, and state filing
The best 1099 and W-2 filing software should support federal e-filing and help you understand state reporting requirements. W-2 filing often involves the Social Security Administration, while many 1099 workflows require either Combined Federal/State Filing or direct state reporting.
Do not assume that federal filing automatically covers every state obligation. If you file in multiple states, look for clear state filing support, state-only filing options, direct state reporting, and filing status tracking.
TIN matching and data validation
TIN matching is one of the most important features in this category. It helps you validate recipient names and taxpayer identification numbers before submission, which can reduce rejected forms, B-notices, corrections, and penalty risk.
Strong platforms also include bulk imports, duplicate detection, address validation, error checks, and review workflows before submission.
Recipient delivery
Recipient delivery matters because your filing obligation is not only about submitting data to the IRS, SSA, or state agencies. You also need to deliver copies to recipients on time.
Look for print and mail services, online recipient access, eDelivery, downloadable PDFs, and tracking. These features are especially useful when you do not want your internal team printing, folding, mailing, and documenting forms manually.
Corrections and audit history
Corrections are part of real-world filing. The best software should help you identify mistakes, correct forms, retransmit rejected filings, and keep a clear record of what was submitted.
If you manage high-volume filing or regulated reporting, audit history becomes even more important. You should be able to see payer data, recipient data, form status, delivery status, corrections, and prior-year records.
Accounting firm and multi-client workflows
If you are a CPA, bookkeeper, payroll provider, or tax professional, multi-client workflows are critical. You need client management, team permissions, workflow controls, bulk upload, branded portals, and a clean way to separate payer data.
A tool that works well for one company may feel inefficient when you manage filings for dozens or hundreds of clients.
ReportMyUP
Features & Benefits
ReportMyUP is the top recommendation in this guide for businesses that view year-end reporting as part of a wider compliance operation. It is not a traditional 1099 and W-2 e-filing platform, but it is highly relevant for companies that also need to manage unclaimed property obligations.
The platform is powered by Sovos and focuses on unclaimed property record management, due diligence, state reporting, and escheatment. You can import unclaimed property data, validate records, track dormancy deadlines, create due diligence letters, generate NAUPA-compliant reports, and manage state-specific reporting requirements from one cloud-based system.
This makes ReportMyUP especially useful for businesses that deal with uncashed checks, dormant balances, unused credits, unclaimed wages, stale refunds, or other property that may need to be reported to state agencies after a dormancy period.
For finance and accounting teams, the biggest benefit is control. Instead of managing unclaimed property across spreadsheets, email reminders, state websites, and manual letters, you can centralize the workflow and keep a clearer compliance record.
That said, you should not choose ReportMyUP if your only goal is to e-file 1099s and W-2s. For direct IRS, SSA, and recipient information return filing, use a dedicated tool such as 1099Pro, Tax1099, TaxBandits, or eFileMyForms. ReportMyUP is best when unclaimed property compliance is part of your broader tax and reporting risk.
Pricing & Plans
ReportMyUP uses annual subscription pricing, with publicly referenced plans starting at $299 per year. ReportMyUP Plus is positioned for businesses with more complex unclaimed property requirements, additional flexibility, and larger compliance needs.
Pros & Cons
Pros
- Strong unclaimed property workflow
- Due diligence letter creation
- NAUPA-compliant state reporting
- Powered by Sovos compliance expertise
Cons
- Not direct 1099/W-2 filing software
- Best for a specific compliance use case
- May require a separate 1099 tool
Visit ReportMyUP | Read full review
1099Pro
Features & Benefits
1099Pro is one of the strongest dedicated options if you need true 1099 and W-2 filing software. It is built for businesses that want a more complete compliance workflow than a basic online form-filing service.
The platform supports 1099, 1098, 1042-S, W-2, W-2G, 3921, 3922, and other information return workflows. It also includes features such as bulk import, TIN matching, state reporting, print and mail, eDelivery, form corrections, W-9 solicitation, and recipient delivery.
1099Pro is especially relevant for larger companies, financial services teams, payroll departments, insurance companies, higher-volume filers, and organizations that need stronger controls over tax identity data. It is more robust than simple pay-per-form tools, which makes it better for teams that need accuracy, validation, and oversight.
The main advantage is compliance depth. If your filing process includes multiple form types, direct state requirements, corrections, recipient delivery, and high-volume data imports, 1099Pro gives you a more controlled environment than lightweight platforms.
It may be more than a very small business needs, but it is one of the most serious options in this category if your risk tolerance is low and your filing process cannot rely on manual spreadsheets.
Pricing & Plans
1099Pro pricing depends on product selection, filing volume, services, and compliance needs. Businesses may need to contact sales for exact pricing, especially when they need enterprise workflows, service bureau support, custom reporting, or higher-volume filing.
Pros & Cons
Pros
- Strong 1099 and W-2 coverage
- TIN matching and validation tools
- Print, mail, and eDelivery options
- Good fit for high-volume filing
Cons
- Pricing may require a quote
- More advanced than small teams need
- Setup may take planning
Visit 1099Pro | Read full review
Tax1099
Features & Benefits
Tax1099 is a strong option for businesses that need broad information return filing from one online platform. It supports 1099, W-2, 94x, 1042, 1095, 1098, 5498, 3921, 3922, and several other tax form categories.
The platform is especially practical if your business files more than one form type. Instead of using one tool for 1099s, another for W-2s, and another for payroll tax forms, Tax1099 gives you a broader filing workspace.
Tax1099 also stands out for integrations and automation. It is commonly considered by businesses that want to import data, reduce manual entry, validate information, manage filing status, and access scalable pricing as volume increases.
Another advantage is accessibility. Compared with heavier enterprise platforms, Tax1099 is easier for many small and mid-sized businesses to start using. It is also useful for accounting firms that need more workflow control than a basic self-service filing site provides.
Tax1099 is best when you want a flexible, modern e-filing platform with broad form coverage. If your needs are very simple, eFileMyForms may feel lighter. If your needs are more enterprise-driven, 1099Pro may offer deeper compliance controls.
Pricing & Plans
Tax1099 uses a mix of per-form pricing and account plans. Public pricing references pricing as low as $0.68 per form for certain volume scenarios, with additional plan options available for businesses that need more features, users, workflow controls, or enterprise support.
Pros & Cons
Pros
- Broad tax form coverage
- Good for growing businesses
- Per-form pricing available
- Useful integrations and automation
Cons
- Pricing varies by form and volume
- Feature depth depends on plan
- May be more than very small filers need
Visit Tax1099 | Read full review
TaxBandits
Features & Benefits
TaxBandits is one of the best options for accounting firms, tax professionals, and businesses that need more than basic 1099 filing. It supports 1099, W-2, 94x, 1042, ACA 1095, W-9, 1098, 5498, 3921, 3922, and other filing categories.
The platform is especially strong for professional filing workflows. Tax professionals can manage clients and teams, use built-in workflows, and communicate through a branded client portal. That makes it more suitable for multi-client work than a simple one-off filing service.
TaxBandits also provides transparent pricing for many filing categories, which is useful when you want to estimate cost before starting. For example, its 1099 and W-2 federal filing pricing is volume-based, with lower per-form pricing as submission volume increases.
Another strength is the combination of annual and quarterly tax forms. If you file 1099s and W-2s at year-end but also deal with 940, 941, 941-X, or other payroll-related forms, TaxBandits can reduce the need for separate tools.
TaxBandits is a strong fit if you are a CPA, bookkeeper, payroll provider, or tax preparer. For a single small business with only a few forms, it may still work well, but eFileMyForms may feel simpler.
Pricing & Plans
TaxBandits uses transparent per-form pricing across different filing categories. Federal filing for 1099 and W-2 forms is volume-based, with separate pricing for state filing, postal mailing, online access, TIN matching, W-9 requests, and other services.
Pros & Cons
Pros
- Strong for tax professionals
- Broad form type support
- Client and team workflows
- Transparent volume-based pricing
Cons
- Add-on services can increase cost
- Interface may feel busy for simple filing
- Best value appears with recurring use
Visit TaxBandits | Read full review
eFileMyForms
Features & Benefits
eFileMyForms is one of the simplest options for businesses that want to file 1099s, W-2s, and other year-end tax forms online without buying a full compliance suite.
The platform is designed for straightforward filing. You can file 1099 forms, W-2 forms, ACA forms, and other year-end documents through a secure online platform. It also supports print and mail services, e-filing only, and CPA or multi-client setups.
What makes eFileMyForms useful is its low-friction model. There is no monthly subscription requirement, no software installation, and no need to commit to an enterprise platform if your filing needs are moderate.
It is especially useful for small businesses, accountants, and seasonal filers that want an online filing service for year-end forms. The platform may not offer the same workflow depth as 1099Pro or TaxBandits, but it is easier to understand if your needs are direct.
If your priority is simple, reliable filing with print/mail options, eFileMyForms is a strong choice. If you need advanced automation, integrations, team permissions, and high-volume review workflows, Tax1099, TaxBandits, or 1099Pro may be better fits.
Pricing & Plans
eFileMyForms uses tiered per-form pricing. The company offers different rates for e-file only and print, mail, and e-file services, with lower pricing available as the number of forms in a single order increases. Filing volume does not typically accumulate across separate orders.
Pros & Cons
Pros
- No monthly fee required
- Simple online filing workflow
- Print and mail options
- Good for small businesses and CPAs
Cons
- Less advanced workflow automation
- Volume pricing depends on each order
- Not as deep as enterprise tools
Visit eFileMyForms | Read full review
Which 1099 & W-2 Filing Software Is Best for You?
The best 1099 and W-2 filing software is not always the platform with the longest feature list. It is the tool that fits your filing volume, internal process, compliance risk, and support needs.
Best broader compliance platform: ReportMyUP
ReportMyUP is the best option in this list if unclaimed property compliance is part of your broader year-end reporting process. It helps you manage due diligence, dormancy tracking, NAUPA reports, state reporting, and escheatment workflows.
Choose ReportMyUP when you need unclaimed property reporting software. Do not choose it as your only solution if your main requirement is direct 1099 and W-2 filing.
Best dedicated 1099 and W-2 platform: 1099Pro
1099Pro is the best dedicated choice for businesses that need serious information return compliance. It is especially strong for high-volume filing, TIN matching, state reporting, recipient delivery, corrections, and structured compliance workflows.
Best all-around online filing platform: Tax1099
Tax1099 is the best all-around option if you need broad tax form support and want a scalable online filing platform. It is suitable for businesses that file several form types and want a combination of guided workflow, integrations, and per-form pricing.
Best for accounting firms: TaxBandits
TaxBandits is the best fit for accounting firms, payroll providers, and tax professionals that manage filings for multiple clients. Its client workflows, branded portal, team tools, and broad form coverage make it especially useful for professional services.
Best simple filing service: eFileMyForms
eFileMyForms is the best option for straightforward pay-per-form filing. It is a strong fit if you want to e-file 1099s and W-2s without installing software, signing up for a monthly plan, or managing a complicated compliance system.
1099 Filing Software vs W-2 Filing Software
1099 filing software and W-2 filing software often overlap, but they serve different reporting needs.
1099 forms are generally used to report payments to non-employees, vendors, contractors, interest recipients, dividend recipients, retirees, and other payees. Common forms include 1099-NEC, 1099-MISC, 1099-INT, 1099-DIV, 1099-R, and 1099-K.
W-2 forms are used to report wages and tax withholding for employees. W-2 filing workflows usually involve the Social Security Administration, employee copies, employer records, and sometimes state wage reporting.
If you manage both contractors and employees, choose software that supports both 1099 and W-2 workflows. This reduces duplicate data entry, simplifies recipient delivery, and keeps year-end filing more organized.
Key Features to Look For in 1099 & W-2 Filing Software
When comparing 1099 and W-2 filing tools, avoid choosing based only on the lowest per-form price. Filing errors, late submissions, rejected forms, and manual correction work can cost more than the software itself.
Bulk import and data mapping
Bulk import is essential if you file more than a few forms. Look for CSV, Excel, accounting software imports, payer templates, recipient templates, and validation before submission.
TIN matching
TIN matching helps reduce name and taxpayer identification number mismatches. This is one of the most valuable compliance features for businesses that file many 1099s.
Federal and state filing
The platform should clearly explain what it files federally, what it files through state programs, and which states require direct filing. State reporting is one of the easiest areas to overlook.
Recipient delivery
Print, mail, online access, and eDelivery can save your team hours during filing season. These services are especially useful if you have distributed vendors, contractors, employees, or clients.
Corrections and retransmission
Rejected or incorrect forms need to be corrected quickly. Strong software should support corrections, status tracking, and resubmission workflows.
Multi-client management
For accountants and payroll providers, multi-client management is a must-have. Look for client separation, permissions, workflow controls, branded portals, and user roles.
Audit history and reporting
Filing software should help you prove what was filed, when it was filed, who received forms, and whether corrections were made. This matters for internal control and compliance review.
Conclusion
The best 1099 & W-2 filing software for 2026 depends on what you need to report. ReportMyUP is the top recommendation in this guide for broader compliance teams that need unclaimed property reporting alongside year-end finance operations, but it is not a direct replacement for a 1099 and W-2 e-filing platform.
For dedicated 1099 and W-2 filing, 1099Pro is the strongest choice for enterprise and high-volume compliance needs. Tax1099 is the best all-around option for businesses that want broad form support and online filing flexibility. TaxBandits is especially strong for accounting firms and tax professionals, while eFileMyForms is the simplest choice for pay-per-form filing without monthly software.
The smartest approach is to start with your filing workflow. If you need unclaimed property compliance, choose ReportMyUP. If you need direct 1099 and W-2 filing, shortlist 1099Pro, Tax1099, TaxBandits, and eFileMyForms based on filing volume, form types, state reporting, recipient delivery, and correction needs.
Frequently Asked Questions
What is the best 1099 and W-2 filing software overall?
ReportMyUP is the top broader compliance recommendation in this guide because it helps businesses manage unclaimed property reporting. For direct 1099 and W-2 filing, 1099Pro is the strongest dedicated option, while Tax1099 and TaxBandits are also strong choices.
Is ReportMyUP 1099 and W-2 filing software?
No. ReportMyUP is not traditional 1099 and W-2 filing software. It is unclaimed property reporting software powered by Sovos. It is useful for due diligence, state reporting, NAUPA reports, and escheatment workflows, but businesses still need a separate tool for direct 1099 and W-2 filing.
Who needs 1099 filing software?
Businesses that pay contractors, vendors, interest recipients, dividend recipients, retirees, or other reportable payees may need 1099 filing software. It helps prepare, validate, e-file, correct, and deliver 1099 forms to recipients and tax agencies.
Who needs W-2 filing software?
Employers that issue wage and tax statements to employees need W-2 filing software. It helps prepare employee forms, file with the proper agencies, deliver employee copies, manage corrections, and maintain filing records.
What is the IRS e-filing threshold for information returns?
The IRS generally requires electronic filing when a filer has 10 or more information returns in aggregate. This can include forms such as W-2s, 1099s, 1098s, 1042-S, and ACA information returns.
What features should 1099 and W-2 filing software include?
Good 1099 and W-2 filing software should include supported tax forms, bulk import, TIN matching, federal filing, state filing, recipient delivery, corrections, filing status tracking, and secure record storage.
Which 1099 filing software is best for accountants?
TaxBandits is a strong option for accountants and tax professionals because it supports multiple form types, client workflows, team management, and branded client communication. Tax1099 and 1099Pro are also strong options depending on filing volume and workflow needs.
Which 1099 and W-2 software is best for small businesses?
eFileMyForms is a strong option for small businesses that want simple pay-per-form filing without monthly software. Tax1099 is better if the business needs broader form coverage, integrations, and more scalable filing workflows.
Does 1099 software file state forms too?
Many 1099 filing platforms support state filing, but coverage varies by form, state, and filing method. Some tools use Combined Federal/State Filing, while others offer direct state filing or state-only filing for specific forms.
Is TIN matching worth it for 1099 filing?
Yes. TIN matching is worth it because it helps verify recipient name and taxpayer identification number data before filing. This can reduce mismatches, rejected forms, B-notices, corrections, and penalty risk.
